Dante Tosetti — Banking & Financial Services Expert Witness
Former Federal Reserve Bank Examiner. Regulatory compliance and risk management expert witness.
Dante Tosetti
Dante Tosetti is a banking and financial services expert witness based in the San Francisco Bay Area and a former commissioned examiner with the Federal Reserve Bank of San Francisco. He has nearly 30 years of banking experience, including C-level executive leadership roles at California community banks.
He has extensive experience in banking regulation, risk management, credit administration, regulatory remediation, financial institution operations, and corporate governance. He has led and supported remediation efforts involving public enforcement actions issued by the Office of the Comptroller of the Currency (“OCC”) and the Federal Reserve Bank of San Francisco.
He serves as an expert witness and consultant in matters involving banking operations, regulatory compliance, lending practices, fiduciary duties, financial institution governance, BSA/AML, elder financial exploitation, PPP lending, and related financial services disputes. Dante Tosetti accepts plaintiff and defense engagements nationwide in civil litigation, regulatory enforcement matters, and arbitration.
- Former Federal Reserve Bank of San Francisco Examiner — safety & soundness examinations across nine western states
- C-Level Executive at California Community Banks
- Close to 30 years in banking and financial services
- B.A., Business Administration, University of San Diego
- Graduate, Pacific Coast Banking School, University of Washington
Areas of Expertise
Method
Independent analysis grounded in regulatory frameworks — OCC, Federal Reserve, FDIC, FinCEN — industry guidance, and direct experience.
Engagements typically include document review, expert report drafting, deposition, and trial testimony.
Media & Speaking Engagements
- Wall Street Journal — coverage
- American Banker — coverage
- Credit Union Management Magazine — coverage
- California State Treasurer's Office — working group
- California Bankers Association — Directors Conference; Bank Counsel Seminar
- Western Bankers Association
- Pincus Professional Education
- KNX News - Contributor
Inquiries
What types of matters do you accept?
Civil litigation, regulatory enforcement defense, and arbitration involving banks, credit unions, fintech companies, and their counterparties. Both plaintiff and defense engagements.
Do you accept non-litigation advisory engagements?
Yes. Dante Tosetti, LLC accepts a limited number of advisory engagements from financial services companies — typically compliance frameworks, risk advisory, policy review, and training. Advisory work is conflicts-checked against active and prior testifying engagements.
Do you take plaintiff or defense work?
Both. Engagement decisions are made case-by-case after a conflicts check.
What is your engagement process?
(1) Initial inquiry from counsel, (2) conflicts check, (3) review of preliminary materials under engagement letter, (4) scope and fee agreement, (5) substantive work begins.
Are you available for deposition and trial testimony?
Yes. Available nationally; based in San Francisco Bay Area.
What is your fee structure?
Hourly, with a retainer. Rates provided upon request after initial conflicts clearance. Fees are never contingent on outcome.
How do you handle conflicts of interest?
A formal conflicts check is run against current and prior engagements before any substantive discussion of a matter. Counsel is asked to provide party names, counsel of record, and a brief subject-matter description.
Can you provide references?
A list of retaining counsel may be provided upon request, subject to their consent.
Do you publish a case list?
A Rule 26 disclosure-compatible list of testifying engagements (last four years) is provided to retaining counsel upon request.
What is your turnaround time for an initial response?
Inquiries from counsel are typically returned within one business day.
Do you co-author reports or rely on staff?
All expert opinions are the work and product of Mr. Tosetti. Administrative and research support is disclosed when used.
Inquiries from counsel
For initial inquiries, please include the names of parties and counsel of record, a brief subject-matter description, and a general anticipated time frame. A conflicts check will be completed before any substantive discussion.